As a UK-incorporated fintech, we qualify to benefit from HMRC’s R&D tax credit scheme. This allows us to claim back a significant portion of our development spend as an annual cash rebate —rewarding our continued investment in proprietary technology and improving our capital efficiency.

To date, we’ve received the following cash R&D payments:

Year Annual Amount
2020 $220,656
2021 $251,150
2022 $400,551
2023 $192,361
2024 $209,252
TOTAL $1,273,969

We expect to continue to claim R&D cash credits until 2028.

Year Annual Amount
2025 $125,000
2026 $125,000
2027 $125,000
2028 $125,000